What Every Business Should Know About Worker’s Comp
In virtually every state Worker’s Compensation insurance is mandatory. Employers are required to carry Workman’s Comp Insurance on their employees.
Employers who do not carry Worker’s Comp for their employees (and may be paying small claims “out of pocket”) risk being personally liable for all medical bills from ANY accident in addition to significant governmental fines.
Contractor’s Worker’s Comp
For contractors, having proof of Worker’s Compensation Insurance is usually required to be a subcontractor with a larger general contractor. Proof of Workman’s Comp coverage is provided by a Worker’s Compensation Certification.
TPM generates certificates the same day they are requested!
TPM’s Pay-As-You-Go Program offers a worry-free solution to the traditional management of Worker’s Compensation Insurance.
With our program there are no up-front deposits. Traditional Worker’s Compensation policies require a significant up front payment (Sometimes as much as 3 months of premium costs) to get a policy in place. That is why our program is the solution you need!
TPM’s Risk Management services assist you with establishing and maintaining a safe work environment. We also bear full liability for your company’s workers’ compensation and access to our team of underwriters, loss control specialists and claims managers consists of experienced, trained and knowledgeable experts.
How It Works – 1-2-3 Simple!
You look back each week to see who in your company worked.
Type of WorkDocument the classification code they worked under.
ReportingReport the hours they worked. It’s that simple!